Capital · OmniCapital
OmniCapital: finance that reads your commerce like operators do
Working capital and repayment discipline only work when they respect how you really get paid—marketplace cycles, fee stacks, returns, and growth swings. OmniCapital ties capital workflows to the same performance spine as OMS and growth, so treasury, leadership, and ops stop debating different versions of “GMV.”
At a glance
What finance-led evaluations cover before adopting OmniCapital on Support Master.
- Capital context grounded in channel GMV, settlements, and seasonality—not a static PDF
- Repayment schedules aligned to how you actually get paid (platform cycles, D2C, retail)
- Single workspace for ops, finance, and leadership on draws, obligations, and runway
- Covenants and limits visible before they become surprise emails from the bank
- Audit-friendly history: who approved what, against which data snapshot
- Designed to sit beside OMS, Ads & growth, and marketplace economics
Core capabilities
Capital discipline without pretending commerce is static
OmniCapital is not a replacement for your lender or treasury policy—it is the operational layer that keeps commerce truth and capital mechanics visible to the people who move the business daily.
Revenue-aware structure & eligibility context
Surface facility discussions against verified operating performance: channel mix, fee load, return and cancellation patterns, and recent settlement behavior. The point is not “AI decides your loan”—it is giving underwriters, internal FP&A, and partners a shared, current picture of commerce health so structure matches how your business actually generates cash. Seasonality and promo windows become visible inputs instead of footnotes buried in someone’s slide deck.
Repayment visibility tied to settlement reality
Map obligations to the same payout rhythms your treasury team reconciles—marketplace remittances, aggregator settlements, D2C processor batches, and retail card clearances. Operators see why a repayment bucket moved without opening three portals; finance sees forward commitments next to expected inflows. When a platform delays or adjusts a cycle, downstream calendar views update with lineage so nobody is guessing whether a transfer was “noise” or a real cash timing shift.
Cashflow planning next to growth and inventory
Model payback alongside inventory buys, campaign spend envelopes, and store or kitchen expansion—you are not deciding growth in one tool and silently violating liquidity in another. Scenario stubs help answer “if we extend this promo” or “if we open two dark stores” without rebuilding spreadsheets that go stale overnight. OmniCapital is deliberately adjacent to operational modules so assumptions about GMV and margin are the same ones merchandising and growth already defend.
Lifecycle
From framing to board-ready reporting
Every step keeps approvals, data references, and cash timing explicit—critical when growth accelerates and diligence questions multiply.
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1
Frame
Align on facility purpose, eligible entities, and the data windows everyone will trust—OMS, settlements, and finance exports in one narrative.
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2
Structure
Document limits, draw rules, and reporting cadence with clear owners; encode visibility so ops does not accidentally breach quiet covenants.
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3
Fund
Disburse with traceable approvals and references to the commerce snapshots used at decision time—useful for audits and partner diligence.
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4
Collect
Run repayment and fee tracking against actual cash-in dates; exceptions route to treasury with order and settlement context.
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5
Report
Rolling actuals vs plan, covenant headroom, and narrative exports for boards, lenders, or internal investment committees.
Enterprise depth
Entities, facilities, and controls
Capital modules fail when they ignore org complexity. OmniCapital is built to reflect how your group actually borrows, repays, and reports—not a single-LLC demo tenant.
Multi-entity & multi-currency awareness
Regional subsidiaries and selling entities stay distinguishable in reporting where your policies require separation.
Facility types (as configured)
Revolving lines, term tranches, revenue-based components—modeled per your partner agreements, not forced into one template.
Treasury handoffs
Exports and API-friendly summaries for banks, processors, and ERP posting where your IT standard demands it.
Risk & control surfaces
Segregation of duties, approval chains, and immutable event logs for sensitive financial actions.
Governance note
Workflows, not legal advice
Facility terms, regulatory treatment, and accounting recognition remain your responsibility with counsel and auditors. OmniCapital helps your organization execute and observe those terms with consistent commerce inputs—reducing operational error and reconciliation drag.
Data contract with finance
Agree which settlement file is authoritative for each channel before automation—grey areas become expensive quickly.
Legal and partner alignment
OmniCapital supports workflows; facility terms remain between you and your capital partners—implementation keeps those terms visible and measurable.
Executive KPI linkage
Define what “healthy headroom” means (cash days, leverage proxy, channel concentration) so dashboards provoke decisions, not debates over definitions.
Connected to growth and operations
When Ads & growth shifts spend or OMS shows return and settlement stress, OmniCapital reflects the cash consequences in the same planning horizon—before a covenant surprise forces a fire drill.
Who it serves
Finance leadership and commercial operators together
CFO / Head of finance
Forward obligations next to trusted inflow forecasts—without re-keying marketplace payouts every Monday.
Founder / CEO
Clarity on runway impact when approving a growth spike tied to inventory or ads.
Treasury & controller
Reconciliation-friendly events, exports, and separation of duties for draws and schedule changes.
Commercial / ops lead
Understanding how settlement timing affects available cash before committing to promos or bulk buys.
FAQ
What finance asks in diligence
Is OmniCapital a lender?
No. It is software for visibility, workflow, and reporting layered on your commerce data. Credit relationships remain with your chosen capital partners.
Does this post journals to our ERP?
Design covers exports and integration patterns; your accounting policy and ERP mapping are implemented with your implementation team and advisors.
How do you handle marketplace fee and return complexity?
By tying capital views to the same settlement and order economics OMS and growth already maintain—reducing “two truths” between commercial and treasury.
Can we restrict who approves draws?
Yes. Approval chains and role separation align to enterprise control standards; sensitive events retain immutable logs.
Model OmniCapital on your settlement calendar
Bring channel mix, facility terms, and a month of payout files—we’ll show how obligations and headroom would present in Support Master.